Expanding your business or need working capital? Get funding fast with flexible terms.
Get approved and funded in as little as 24 hours with minimal paperwork
Repayment options that work with your cash flow and business cycle
We work with businesses in every industry and situation
Whether you're expanding your business or need working capital, MCA Funding Factory makes the process simple. With flexible funding options, quick approval, and personalized service, we'll help you get the capital you need—quickly and hassle-free.
Complete our quick application in just minutes with basic business information
Receive instant pre-approval decision and funding terms
Get funds deposited directly to your business account in 24-48 hours
"I've received 2 advances from MCA Funding Factory, and every time, they've exceeded my expectations. Super easy approval process and got me the exact amount I was looking for."
"I was worried my credit wouldn't be good enough, but MCA Funding Factory made it happen! They worked with me to secure fair terms and got me approved quickly."
"Got me pre-approved for my business expansion in under 10 minutes! Amazing service and support."
A merchant cash advance provides your business with upfront capital in exchange for a percentage of future sales. It's a flexible financing option that adjusts with your revenue and doesn't require fixed monthly payments.
Most applications are pre-approved instantly, with full approval within hours. Funding can be available in as little as 24 hours after final approval and documentation.
We work with businesses of all credit levels. While credit is a factor, we also heavily consider your business performance, cash flow, and time in business. Bad credit doesn't automatically disqualify you.
Typically, we need 3-6 months of recent bank statements, basic business information, and ID. Our team will guide you through the simple documentation process after pre-approval.
Repayment is automatic and adjusts with your sales. A small percentage is automatically deducted from your daily credit card sales until the advance is paid back. No fixed monthly payments to worry about.